Nohu banca has long been a staple in the Filipino financial system. Its beginnings can be traced back to early times, when it served as a dependable method for moving goods and services within communities. The development of nohu banca over the centuries has been impressive, reflecting the country's flexibility in the face of shifting economic rea

As outlined by its statutes, ZALF serves “the general public welfare by speaking scientific insights on the pertinent sections of the populace, complex communities and business enterprise circles”. ZALF investigation stands explicitly for scientific excellence and social relevance. Gi?i thi?u Zalv t? hào gi?i thi?u h? th?ng kho recreation ?a